:root{
    --navy:#071a17;
    --navy2:#0c2923;
    --emerald:#087f5b;
    --emerald2:#0ca678;
    --gold:#c8a75b;
    --cream:#f7f8f5;
    --white:#ffffff;
    --text:#16221f;
    --muted:#687570;
    --line:#e5ebe8;
    --shadow:0 18px 55px rgba(7,26,23,.10);
    --radius:22px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
    font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
    color:var(--text);
    background:#fff;
    line-height:1.65;
}
a{text-decoration:none;color:inherit}
.container{width:min(1160px,92%);margin:auto}
.topbar{
    background:#04110f;color:#d9e6e1;font-size:13px;
    padding:8px 0;border-bottom:1px solid rgba(255,255,255,.08)
}
.topbar .container{display:flex;justify-content:space-between;gap:20px}
nav{
    position:sticky;top:0;z-index:1000;
    background:rgba(7,26,23,.94);backdrop-filter:blur(15px);
    border-bottom:1px solid rgba(255,255,255,.08)
}
.nav-inner{height:76px;display:flex;align-items:center;justify-content:space-between}
.logo{display:flex;align-items:center;gap:11px;color:#fff;font-weight:800;font-size:21px;letter-spacing:-.5px}
.logo-mark{
    width:40px;height:40px;border-radius:12px;
    background:linear-gradient(135deg,var(--emerald2),#07553f);
    display:grid;place-items:center;color:white;font-weight:900;
    box-shadow:0 8px 25px rgba(12,166,120,.25)
}
.logo small{display:block;color:#a9c1b9;font-size:9px;letter-spacing:1.7px;text-transform:uppercase;font-weight:600}
.nav-links{display:flex;align-items:center;gap:25px;color:#dce9e5;font-size:14px}
.nav-links a{transition:.2s}
.nav-links a:hover{color:#72ddb9}
.nav-cta{
    padding:11px 17px;border-radius:10px;background:#fff;color:var(--navy);
    font-weight:700
}
.menu-btn{display:none;background:none;border:0;color:#fff;font-size:27px;cursor:pointer}
.hero{
    background:
      radial-gradient(circle at 78% 30%,rgba(12,166,120,.23),transparent 31%),
      radial-gradient(circle at 10% 90%,rgba(200,167,91,.10),transparent 27%),
      linear-gradient(135deg,#061613,#0a2923 60%,#061613);
    color:#fff;min-height:680px;display:flex;align-items:center;overflow:hidden;
}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:55px;align-items:center;padding:80px 0}
.eyebrow{
    display:inline-flex;align-items:center;gap:9px;color:#76dbbb;
    font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:800;margin-bottom:22px
}
.eyebrow:before{content:"";width:30px;height:1px;background:var(--gold)}
h1{font-size:clamp(44px,6vw,72px);line-height:1.04;letter-spacing:-3px;margin-bottom:25px}
.hero p{color:#b9cbc5;font-size:18px;max-width:640px}
.buttons{display:flex;gap:13px;flex-wrap:wrap;margin-top:32px}
.btn{
    display:inline-flex;align-items:center;justify-content:center;gap:8px;
    padding:14px 20px;border-radius:11px;font-weight:750;font-size:14px;
    transition:.25s;border:1px solid transparent
}
.btn-primary{background:var(--emerald2);color:#fff;box-shadow:0 12px 30px rgba(12,166,120,.22)}
.btn-primary:hover{transform:translateY(-2px);background:#0bb486}
.btn-outline{border-color:rgba(255,255,255,.22);color:#fff}
.btn-outline:hover{background:rgba(255,255,255,.08)}
.hero-card{
    position:relative;min-height:420px;border:1px solid rgba(255,255,255,.12);
    border-radius:28px;background:rgba(255,255,255,.055);backdrop-filter:blur(12px);
    padding:28px;box-shadow:0 35px 100px rgba(0,0,0,.25)
}
.hero-card .label{font-size:12px;color:#a8c0b8;text-transform:uppercase;letter-spacing:1.4px}
.hero-card h3{font-size:26px;margin:8px 0 25px}
.chart{height:185px;display:flex;align-items:end;gap:12px;border-bottom:1px solid rgba(255,255,255,.13);padding:10px 8px 0}
.bar{flex:1;border-radius:7px 7px 0 0;background:linear-gradient(#29c997,#087f5b);opacity:.88;min-height:30px}
.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}
.metric{background:rgba(255,255,255,.055);padding:14px;border-radius:14px}
.metric strong{display:block;font-size:20px;color:#fff}
.metric span{font-size:11px;color:#9eb4ad}
.ticker{position:absolute;right:25px;top:25px;color:#72ddb9;font-size:12px;font-weight:800}
.section{padding:95px 0}
.section.alt{background:var(--cream)}
.section.dark{background:var(--navy);color:#fff}
.section-head{max-width:720px;margin-bottom:48px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.kicker{color:var(--emerald);font-weight:800;text-transform:uppercase;letter-spacing:1.8px;font-size:11px;margin-bottom:12px}
.dark .kicker{color:#72ddb9}
h2{font-size:clamp(32px,4vw,48px);line-height:1.12;letter-spacing:-1.7px;margin-bottom:16px}
.section-head p{color:var(--muted);font-size:16px}
.dark .section-head p{color:#a9beb7}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{
    background:#fff;border:1px solid var(--line);border-radius:var(--radius);
    padding:28px;box-shadow:0 7px 30px rgba(10,40,32,.045);
    transition:.25s
}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.icon{
    width:48px;height:48px;border-radius:14px;background:#e7f5f0;color:var(--emerald);
    display:grid;place-items:center;font-size:20px;margin-bottom:22px;font-weight:900
}
.card h3{font-size:20px;margin-bottom:9px}
.card p{font-size:14px;color:var(--muted)}
.card a.more{display:inline-block;margin-top:18px;color:var(--emerald);font-weight:750;font-size:13px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}
.feature-list{display:grid;gap:14px;margin-top:25px}
.feature{display:flex;gap:13px;padding:17px;border:1px solid var(--line);border-radius:14px}
.feature b{display:block;margin-bottom:2px}
.feature span{font-size:13px;color:var(--muted)}
.check{color:var(--emerald);font-weight:900}
.visual{
    min-height:410px;background:linear-gradient(145deg,#0a2923,#071a17);
    border-radius:30px;padding:30px;color:#fff;position:relative;overflow:hidden
}
.visual:after{
    content:"";position:absolute;width:240px;height:240px;border-radius:50%;
    background:rgba(12,166,120,.15);right:-70px;bottom:-80px
}
.allocation{position:relative;z-index:1;display:grid;gap:16px;margin-top:28px}
.alloc-row{display:grid;grid-template-columns:110px 1fr 45px;align-items:center;gap:10px;font-size:12px}
.track{height:10px;background:rgba(255,255,255,.1);border-radius:20px;overflow:hidden}
.fill{height:100%;background:linear-gradient(90deg,#0ca678,#73d7b6);border-radius:20px}
.process{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}
.step{padding:20px 14px;border:1px solid rgba(255,255,255,.11);border-radius:15px;background:rgba(255,255,255,.04)}
.step strong{display:block;color:#72ddb9;font-size:12px;margin-bottom:8px}
.step h4{font-size:15px;margin-bottom:5px}
.step p{font-size:11px;color:#a9beb7}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:20px;overflow:hidden}
.stat{background:#fff;padding:28px;text-align:center}
.stat strong{font-size:31px;display:block;color:var(--navy)}
.stat span{font-size:12px;color:var(--muted)}
.insights{display:grid;grid-template-columns:1.2fr .8fr;gap:20px}
.article{border:1px solid var(--line);border-radius:22px;overflow:hidden;background:#fff}
.article-top{height:180px;background:linear-gradient(135deg,#092820,#0ca678);position:relative;padding:24px;color:#fff}
.article-top span{font-size:11px;text-transform:uppercase;letter-spacing:1.3px}
.article-top:after{content:"LZ";position:absolute;right:28px;bottom:-10px;font-size:90px;font-weight:900;opacity:.1}
.article-body{padding:25px}
.article-body h3{font-size:20px;margin-bottom:9px}
.article-body p{font-size:13px;color:var(--muted)}
.form-wrap{display:grid;grid-template-columns:.75fr 1.25fr;gap:45px}
.contact-box{background:linear-gradient(145deg,#0a2923,#071a17);border-radius:25px;color:#fff;padding:32px}
.contact-box p{color:#b3c6c0;margin:12px 0 30px;font-size:14px}
.contact-item{padding:16px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.contact-item small{color:#8fa9a1;display:block;font-size:10px;text-transform:uppercase;letter-spacing:1px}
.form{border:1px solid var(--line);border-radius:25px;padding:32px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{font-size:12px;font-weight:750;display:block;margin-bottom:6px}
input,select,textarea{
    width:100%;padding:13px 14px;border:1px solid #dbe4e0;border-radius:10px;
    outline:none;font:inherit;font-size:14px;background:#fff
}
input:focus,select:focus,textarea:focus{border-color:var(--emerald);box-shadow:0 0 0 3px rgba(12,166,120,.08)}
textarea{min-height:130px;resize:vertical}
.full{grid-column:1/-1}
.notice{padding:13px 15px;background:#f0f8f5;border-left:3px solid var(--emerald);font-size:12px;color:#53645f;margin-bottom:18px}
.success{padding:14px;background:#e9f8f1;color:#08704f;border-radius:10px;margin-bottom:18px;font-size:13px}
.disclaimer{font-size:11px;color:#7a8783;line-height:1.55}
footer{background:#04110f;color:#b7c9c3;padding:55px 0 20px}
.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr .9fr;gap:35px;padding-bottom:40px}
footer h4{color:#fff;font-size:13px;margin-bottom:15px}
footer a{display:block;font-size:13px;margin:9px 0;color:#9eb4ad}
footer a:hover{color:#72ddb9}
.footer-brand p{font-size:13px;max-width:330px;margin:15px 0;color:#8fa69e}
.bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:18px;display:flex;justify-content:space-between;font-size:11px;gap:15px}
.reveal{opacity:0;transform:translateY(18px);transition:.7s ease}
.reveal.visible{opacity:1;transform:none}
.mobile-menu{display:none}
@media(max-width:980px){
    .nav-links{display:none}
    .menu-btn{display:block}
    .mobile-menu{position:absolute;left:0;right:0;top:76px;background:#071a17;padding:20px;border-top:1px solid rgba(255,255,255,.1)}
    .mobile-menu.open{display:block}
    .mobile-menu a{display:block;color:#fff;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.07)}
    .hero-grid,.split,.form-wrap,.insights{grid-template-columns:1fr}
    .cards{grid-template-columns:repeat(2,1fr)}
    .process{grid-template-columns:repeat(3,1fr)}
    .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:650px){
    .topbar .container{display:none}
    .hero{min-height:auto}
    .hero-grid{padding:65px 0}
    h1{letter-spacing:-2px}
    .hero-card{min-height:370px}
    .cards,.stats,.process,.form-grid,.footer-grid{grid-template-columns:1fr}
    .section{padding:70px 0}
    .form{padding:22px}
    .contact-box{padding:25px}
    .bottom{flex-direction:column}
    .alloc-row{grid-template-columns:90px 1fr 35px}
}